Protect the ones you love with life insurance.

Now is the best time to get the coverage you need.

Let’s Talk Life Insurance

Don’t think you need life insurance? Think Again! Purchasing life insurance is one of the most significant financial decisions you can make. The coverage from a life insurance policy helps to mitigate some of the aspects of financial stress. Losing a parent, partner, or spouse can be one of the most emotionally challenging experiences any one can face and adding unwarranted financial anxiety doesn’t aid in process. On the other hand, Life insurance can be used as a tool to build wealth for yourself or your family. No matter your need or goals, we are here to assist.

Deciding which type of life insurance policy is best for you can be confusing. Two of the most important factors to consider is time and usage.·

  • Term Insurance is a policy that provides coverage for a set period of time. Typically the coverage times come in 10, 20, or 30 year increments. The goal is of this type of policy is to protect your beneficiaries financially should you die during the time period specified in the policy.

  • Whole/Permanent Insurance is a policy that offers a death benefit and cash value. The death benefit is a lump sum of money that is paid to your beneficiaries when you pass away. Cash Value is a separate savings component within the policy that you may be able to access while you are alive. A permanent insurance policy typically lasts from the time you purchase the policy until your death, as long as the policy payments are current.

To ensure you chose the policy that works best for you, as well as the most affordable, discuss your needs with us. We will work with you to access your needs and goals, all while being conscious of your budget. We have access to multiple insurance carriers, therefore, we will work to find what works best for you and your family. 

How our Procces Works:

  • Assess Needs

  • Solicit and compare carrier illustrations

  • Provide explanations on features & benefits

  • Make recommendations that fit your goals and needs

Click the link below to schedule a time to discuss securing your financial future.